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older people due to retire this year can no longer claim these benefits from state pension age
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Older people due to retire this year can no longer claim these benefits from State Pension age

The latest figures from the Department for Work and Pensions (DWP) show that the State Pension is providing essential financial support for nearly 12.7 million people across Great Britain, including 1.m living in Scotland. This regular payment of up to £203.85 per week for the full, New State Pension or £156.20 per week for the Basic State Pension (Category A or B) is available for those who have reached the UK Government’s eligible retirement age, which is currently 66 for both men and women. A gradual rise to 67 for those born on or after April 1960 will take place between 2026 and 2028. A further rise to 68 is planned between 2044 and 2046, however, this has been the subject of much speculation that it may happen sooner, but at least 10 years notice is required before any changes can be made. For older people approaching the official age of retirement at any point in 2024, it is essential to know which benefits will continue, new ones you may now qualify for and those you can no longer make a new claim for. Your State Pension age is the same as your Pension Credit age unless you are a man born before December 6, 1953. You can check your State Pension age and whether you can start claiming Pension Credit on the ‘Check your State Pension age’ page of the GOV.UK website here. Benefits affected by your pension age Turn2us has created an essential guide to the benefits you cannot claim from the Department for Work and Pensions (DWP) when you reach State Pension age or Pension Credit age. For full details on each of the topics listed below, visit the Turn2us website here. Pension Credit age When you reach State Pension age you can no longer claim: Income-based Jobseeker’s Allowance Income-related Employment and Support Allowance (ESA) Income Support Universal Credit Turn2us advises: “If you live with a partner and one of you is pension age and the other is not yet pension age, benefit entitlement can be complicated.” Use the Turn2us benefit calculator to see what benefits you’re entitled to, or get help from a benefits adviser. State Pension age When you reach State Pension age you can no longer claim: Jobseeker’s Allowance (JSA) Contributory/New Style Employment and Support Allowance (ESA) You cannot make a new claim for Disability Living Allowance (DLA), Personal Independence Payment (PIP) or Adult Disability Payment (ADP) – the new devolved disability benefit has replaced all new claims for PIP for people in Scotland – once you have reached State Pension age. However, if you were already receiving DLA, PIP, or ADP you can renew the claim even though you are over State Pension age. This can only be done as long as you are claiming for the same health conditions that you received the award for and your last claim ended less than 12 months before you reached State Pension age. The DWP has said that DLA claimants who were born before April 8, 1948 will not be transferred to PIP, however, those born after that date will be. People living in Scotland currently receiving DLA or PIP will be transferred to the new devolved Social Security Scotland system before the end of 2025. Bereavement Support Payment and Widowed Parent’s Allowance are also not available once you reach State Pension age. Benefits not affected by your State Pension age You can claim these benefits even if you are over State Pension age: Child Benefit (delivered by HMRC) Carer’s Allowance – you may not be eligible for the full financial element depending on your income from State Pension Guardian’s Allowance Statutory Sick Pay (SSP) You can also claim these benefits even if you are over State Pension age, but only if you meet the benefit-specific income threshold: Pension Credit Housing Benefit Council Tax Support Support for Mortgage Interest Working Tax Credit (HMRC) – you can’t make new claims for this, but if you’re already getting it you can carry on receiving it Child Tax Credit (HMRC)- you can’t make new claims for this, but if you’re already getting it you can carry on receiving it Help with Health Costs Cold Weather Payment – now replaced by new £55.05 Winter Heating Payment in Scotland Warm Home Discount Scheme Winter Fuel Payment For more details about benefits when you reach State Pension age, visit the Turn2Us website here. Join our Daily Record Money WhatsApp community here to receive alerts on the latest money news from benefits to shopping deals.

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